Questions For Your Insurance Company About OON Benefits

Do I have out-of-network benefits for mental health or behavioral health treatment?

How much do I pay in co-insurance?

• This will help you determine how much of the session rate you are responsible for. Your insurance company will reimburse you for the rest.

Do I have an out-of-network deductible to meet before I am eligible for reimbursement? If so, how much of that deductible has been met?

What is the usual and customary rate covered for outpatient psychotherapy?

• The CPT codes I use are 90791 for the intake and 90837 for individual therapy.